John A Silva - La Mesa Realtor
Service, Integrity, Experience!


24 Hour Property Watch

Click to view my Real Estate blog:   


Buying a new home?
Find your next home from my site by clicking the button that says, "Find Your Dream Home".  You will be instantly connected with listings updated daily.  Working with an agent in this current market who has closed 100's of short sales is priceless.

Sign up to be a VIP member and be the first to know about the newest listings on the market, schedule viewings, and request additional information on any available listing.

Thinking of selling?

Are you wondering if your current mortgage will qualify for a Loan Modification

The average percentage for trial modifications for the more than three dozen large and small servicing companies participating in the Administration's Home Affordable Modification Program was 9%, or 235,000 homeowners, out of the 2.7 million who could be eligible, the Treasury report said. Treasury said servicers had offered trial modifications to 15% of the 2.7 million eligible homeowners, about 400,000. In most cases, a modification consists of reducing the interest rate on a loan for several years and/or extending the term of the loan. 
These statistics are staggering and are only pointing to very few Modifications getting approved that stems from a voluntary ONLY policy of the OBama Program for Investors of the borrowers loan to lower the principle causing defaults on the loans and Foreclosures. 

Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.  You may have a potential future liability in your loan if you walk away causing you to file Bankruptcy when that could be avoided. Call now for a free review of your loan.

Through my experience handling distressed properties at I've found that homeowners today have more questions than answers about their circumstances. I am here to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners and get paid from the bank thousands of dollars in many cases.  I have closed 100's of short sales successfully.

The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision. If you would like to know more about your options, please call me at  (619)890-3648  (619)890-3648 .

I am here to help you in any way I can.

Check out my "Before You Sell" section for important information regarding your selling process.  Click the button above to get a comparable analysis report on your home's value.

Everything you need to know about buying or selling a home can be found here on my website! Finding the right home in any new city is a tedious, time consuming job. My website is designed to provide you with up-to-date information on school districts, community information and more!

© 1995-2005, Inc.

Privacy Policy



© 2013 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.


An Independently owned and operated franchisee of BHH Affiliates, LLC


Say Hello
Let's Connect
| (619)890-3648